LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,274
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,402
−HK$1,147/mo
Today · 4.125%
HK$38,549
baseline
▲ 0.50% · 4.625%
HK$40,894
+HK$2,345/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,098/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,355
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,437
−HK$1,098/mo
Today · 4.125%
HK$42,535
baseline
▲ 0.50% · 4.625%
HK$44,777
+HK$2,242/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$85,070/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,529
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$44,883
−HK$1,376/mo
Today · 4.125%
HK$46,259
baseline
▲ 0.50% · 4.625%
HK$49,073
+HK$2,814/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$92,518/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,426
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,724
−HK$1,318/mo
Today · 4.125%
HK$51,042
baseline
▲ 0.50% · 4.625%
HK$53,732
+HK$2,690/mo
Deposit HK$6.36M · loan HK$9.54M · min. income ≈ HK$102,084/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,784
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,363
−HK$1,605/mo
Today · 4.125%
HK$53,968
baseline
▲ 0.50% · 4.625%
HK$57,252
+HK$3,284/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$107,936/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,496
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,012
−HK$1,537/mo
Today · 4.125%
HK$59,549
baseline
▲ 0.50% · 4.625%
HK$62,688
+HK$3,139/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$119,098/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,293
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$67,324
−HK$2,064/mo
Today · 4.125%
HK$69,388
baseline
▲ 0.50% · 4.625%
HK$73,610
+HK$4,222/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$138,776/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,638
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$74,586
−HK$1,977/mo
Today · 4.125%
HK$76,563
baseline
▲ 0.50% · 4.625%
HK$80,598
+HK$4,035/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$153,126/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,547 · Scale 2, in force from 26 Feb 2026)