LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,276
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,405
−HK$1,146/mo
Today · 4.125%
HK$38,551
baseline
▲ 0.50% · 4.625%
HK$40,897
+HK$2,346/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,102/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,357
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,439
−HK$1,098/mo
Today · 4.125%
HK$42,537
baseline
▲ 0.50% · 4.625%
HK$44,780
+HK$2,243/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$85,074/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,532
−HK$2,729/mo
▼ 0.25% · 3.875%
HK$44,886
−HK$1,375/mo
Today · 4.125%
HK$46,261
baseline
▲ 0.50% · 4.625%
HK$49,076
+HK$2,815/mo
Deposit HK$6.36M · loan HK$9.55M · min. income ≈ HK$92,522/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,428
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$49,727
−HK$1,318/mo
Today · 4.125%
HK$51,045
baseline
▲ 0.50% · 4.625%
HK$53,735
+HK$2,690/mo
Deposit HK$6.36M · loan HK$9.55M · min. income ≈ HK$102,090/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,787
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,367
−HK$1,605/mo
Today · 4.125%
HK$53,972
baseline
▲ 0.50% · 4.625%
HK$57,256
+HK$3,284/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$107,944/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,500
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$58,015
−HK$1,537/mo
Today · 4.125%
HK$59,552
baseline
▲ 0.50% · 4.625%
HK$62,691
+HK$3,139/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$119,104/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,297
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$67,328
−HK$2,064/mo
Today · 4.125%
HK$69,392
baseline
▲ 0.50% · 4.625%
HK$73,614
+HK$4,222/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$138,784/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,643
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$74,591
−HK$1,976/mo
Today · 4.125%
HK$76,567
baseline
▲ 0.50% · 4.625%
HK$80,603
+HK$4,036/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$153,134/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,583 · Scale 2, in force from 26 Feb 2026)