LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,279
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,407
−HK$1,147/mo
Today · 4.125%
HK$38,554
baseline
▲ 0.50% · 4.625%
HK$40,900
+HK$2,346/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$77,108/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,360
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,442
−HK$1,098/mo
Today · 4.125%
HK$42,540
baseline
▲ 0.50% · 4.625%
HK$44,783
+HK$2,243/mo
Deposit HK$7.95M · loan HK$7.95M · min. income ≈ HK$85,080/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,534
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$44,889
−HK$1,375/mo
Today · 4.125%
HK$46,264
baseline
▲ 0.50% · 4.625%
HK$49,080
+HK$2,816/mo
Deposit HK$6.36M · loan HK$9.55M · min. income ≈ HK$92,528/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,432
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,731
−HK$1,317/mo
Today · 4.125%
HK$51,048
baseline
▲ 0.50% · 4.625%
HK$53,739
+HK$2,691/mo
Deposit HK$6.36M · loan HK$9.55M · min. income ≈ HK$102,096/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,790
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,370
−HK$1,605/mo
Today · 4.125%
HK$53,975
baseline
▲ 0.50% · 4.625%
HK$57,259
+HK$3,284/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$107,950/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,504
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$58,019
−HK$1,537/mo
Today · 4.125%
HK$59,556
baseline
▲ 0.50% · 4.625%
HK$62,696
+HK$3,140/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$119,112/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,302
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$67,333
−HK$2,064/mo
Today · 4.125%
HK$69,397
baseline
▲ 0.50% · 4.625%
HK$73,619
+HK$4,222/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$138,794/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,648
−HK$3,924/mo
▼ 0.25% · 3.875%
HK$74,596
−HK$1,976/mo
Today · 4.125%
HK$76,572
baseline
▲ 0.50% · 4.625%
HK$80,609
+HK$4,037/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$153,144/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,623 · Scale 2, in force from 26 Feb 2026)