LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,279
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,408
−HK$1,146/mo
Today · 4.125%
HK$38,554
baseline
▲ 0.50% · 4.625%
HK$40,900
+HK$2,346/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,108/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,360
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,443
−HK$1,098/mo
Today · 4.125%
HK$42,541
baseline
▲ 0.50% · 4.625%
HK$44,783
+HK$2,242/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,082/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,535
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$44,889
−HK$1,376/mo
Today · 4.125%
HK$46,265
baseline
▲ 0.50% · 4.625%
HK$49,080
+HK$2,815/mo
Deposit HK$6.36M · loan HK$9.55M · min. income ≈ HK$92,530/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,432
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$49,731
−HK$1,318/mo
Today · 4.125%
HK$51,049
baseline
▲ 0.50% · 4.625%
HK$53,740
+HK$2,691/mo
Deposit HK$6.36M · loan HK$9.55M · min. income ≈ HK$102,098/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,791
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,371
−HK$1,605/mo
Today · 4.125%
HK$53,976
baseline
▲ 0.50% · 4.625%
HK$57,260
+HK$3,284/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$107,952/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,504
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,020
−HK$1,537/mo
Today · 4.125%
HK$59,557
baseline
▲ 0.50% · 4.625%
HK$62,696
+HK$3,139/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$119,114/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,303
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$67,334
−HK$2,064/mo
Today · 4.125%
HK$69,398
baseline
▲ 0.50% · 4.625%
HK$73,620
+HK$4,222/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$138,796/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,648
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$74,597
−HK$1,976/mo
Today · 4.125%
HK$76,573
baseline
▲ 0.50% · 4.625%
HK$80,610
+HK$4,037/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$153,146/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,631 · Scale 2, in force from 26 Feb 2026)