LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,282
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,410
−HK$1,147/mo
Today · 4.125%
HK$38,557
baseline
▲ 0.50% · 4.625%
HK$40,903
+HK$2,346/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,114/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,363
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,446
−HK$1,098/mo
Today · 4.125%
HK$42,544
baseline
▲ 0.50% · 4.625%
HK$44,786
+HK$2,242/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,088/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,538
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$44,892
−HK$1,376/mo
Today · 4.125%
HK$46,268
baseline
▲ 0.50% · 4.625%
HK$49,084
+HK$2,816/mo
Deposit HK$6.36M · loan HK$9.55M · min. income ≈ HK$92,536/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,436
−HK$2,616/mo
▼ 0.25% · 3.875%
HK$49,735
−HK$1,317/mo
Today · 4.125%
HK$51,052
baseline
▲ 0.50% · 4.625%
HK$53,743
+HK$2,691/mo
Deposit HK$6.36M · loan HK$9.55M · min. income ≈ HK$102,104/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,794
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,374
−HK$1,606/mo
Today · 4.125%
HK$53,980
baseline
▲ 0.50% · 4.625%
HK$57,264
+HK$3,284/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$107,960/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,508
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,024
−HK$1,537/mo
Today · 4.125%
HK$59,561
baseline
▲ 0.50% · 4.625%
HK$62,701
+HK$3,140/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$119,122/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,307
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$67,338
−HK$2,064/mo
Today · 4.125%
HK$69,402
baseline
▲ 0.50% · 4.625%
HK$73,625
+HK$4,223/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$138,804/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,653
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$74,602
−HK$1,977/mo
Today · 4.125%
HK$76,579
baseline
▲ 0.50% · 4.625%
HK$80,615
+HK$4,036/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$153,158/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,671 · Scale 2, in force from 26 Feb 2026)