LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,282
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,411
−HK$1,146/mo
Today · 4.125%
HK$38,557
baseline
▲ 0.50% · 4.625%
HK$40,903
+HK$2,346/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,114/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,363
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,446
−HK$1,098/mo
Today · 4.125%
HK$42,544
baseline
▲ 0.50% · 4.625%
HK$44,787
+HK$2,243/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,088/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,539
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$44,893
−HK$1,376/mo
Today · 4.125%
HK$46,269
baseline
▲ 0.50% · 4.625%
HK$49,084
+HK$2,815/mo
Deposit HK$6.36M · loan HK$9.55M · min. income ≈ HK$92,538/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,436
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$49,735
−HK$1,318/mo
Today · 4.125%
HK$51,053
baseline
▲ 0.50% · 4.625%
HK$53,744
+HK$2,691/mo
Deposit HK$6.36M · loan HK$9.55M · min. income ≈ HK$102,106/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,795
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,375
−HK$1,605/mo
Today · 4.125%
HK$53,980
baseline
▲ 0.50% · 4.625%
HK$57,265
+HK$3,285/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$107,960/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,509
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,024
−HK$1,538/mo
Today · 4.125%
HK$59,562
baseline
▲ 0.50% · 4.625%
HK$62,701
+HK$3,139/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$119,124/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,308
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$67,339
−HK$2,064/mo
Today · 4.125%
HK$69,403
baseline
▲ 0.50% · 4.625%
HK$73,626
+HK$4,223/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$138,806/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,654
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$74,603
−HK$1,977/mo
Today · 4.125%
HK$76,580
baseline
▲ 0.50% · 4.625%
HK$80,616
+HK$4,036/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$153,160/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,679 · Scale 2, in force from 26 Feb 2026)