LTV · monthly repayment
▼ 0.50% · 3.625%
HK$362,822
−HK$22,753/mo
▼ 0.25% · 3.875%
HK$374,108
−HK$11,467/mo
Today · 4.125%
HK$385,575
baseline
▲ 0.50% · 4.625%
HK$409,036
+HK$23,461/mo
Deposit HK$79.56M · loan HK$79.56M · min. income ≈ HK$771,150/mo (50% DSR)
Upfront cash ≈ HK$89.90M (deposit + AVD stamp duty HK$10,342,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$403,636
−HK$21,808/mo
▼ 0.25% · 3.875%
HK$414,462
−HK$10,982/mo
Today · 4.125%
HK$425,444
baseline
▲ 0.50% · 4.625%
HK$447,869
+HK$22,425/mo
Deposit HK$79.56M · loan HK$79.56M · min. income ≈ HK$850,888/mo (50% DSR)
Upfront cash ≈ HK$89.90M (deposit + AVD stamp duty HK$10,342,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$435,387
−HK$27,303/mo
▼ 0.25% · 3.875%
HK$448,930
−HK$13,760/mo
Today · 4.125%
HK$462,690
baseline
▲ 0.50% · 4.625%
HK$490,843
+HK$28,153/mo
Deposit HK$63.65M · loan HK$95.47M · min. income ≈ HK$925,380/mo (50% DSR)
Upfront cash ≈ HK$73.99M (deposit + AVD stamp duty HK$10,342,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$484,364
−HK$26,168/mo
▼ 0.25% · 3.875%
HK$497,354
−HK$13,178/mo
Today · 4.125%
HK$510,532
baseline
▲ 0.50% · 4.625%
HK$537,443
+HK$26,911/mo
Deposit HK$63.65M · loan HK$95.47M · min. income ≈ HK$1,021,064/mo (50% DSR)
Upfront cash ≈ HK$73.99M (deposit + AVD stamp duty HK$10,342,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$507,951
−HK$31,853/mo
▼ 0.25% · 3.875%
HK$523,752
−HK$16,052/mo
Today · 4.125%
HK$539,804
baseline
▲ 0.50% · 4.625%
HK$572,650
+HK$32,846/mo
Deposit HK$47.73M · loan HK$111.38M · min. income ≈ HK$1,079,608/mo (50% DSR)
Upfront cash ≈ HK$58.08M (deposit + AVD stamp duty HK$10,342,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$565,091
−HK$30,530/mo
▼ 0.25% · 3.875%
HK$580,246
−HK$15,375/mo
Today · 4.125%
HK$595,621
baseline
▲ 0.50% · 4.625%
HK$627,017
+HK$31,396/mo
Deposit HK$47.73M · loan HK$111.38M · min. income ≈ HK$1,191,242/mo (50% DSR)
Upfront cash ≈ HK$58.08M (deposit + AVD stamp duty HK$10,342,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$653,080
−HK$40,954/mo
▼ 0.25% · 3.875%
HK$673,395
−HK$20,639/mo
Today · 4.125%
HK$694,034
baseline
▲ 0.50% · 4.625%
HK$736,265
+HK$42,231/mo
Deposit HK$15.91M · loan HK$143.20M · min. income ≈ HK$1,388,068/mo (50% DSR)
Upfront cash ≈ HK$26.25M (deposit + AVD stamp duty HK$10,342,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$726,545
−HK$39,253/mo
▼ 0.25% · 3.875%
HK$746,031
−HK$19,767/mo
Today · 4.125%
HK$765,798
baseline
▲ 0.50% · 4.625%
HK$806,165
+HK$40,367/mo
Deposit HK$15.91M · loan HK$143.20M · min. income ≈ HK$1,531,596/mo (50% DSR)
Upfront cash ≈ HK$26.25M (deposit + AVD stamp duty HK$10,342,460 · Scale 2, in force from 26 Feb 2026)