LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,283
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,412
−HK$1,147/mo
Today · 4.125%
HK$38,559
baseline
▲ 0.50% · 4.625%
HK$40,905
+HK$2,346/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,118/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,365
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,447
−HK$1,099/mo
Today · 4.125%
HK$42,546
baseline
▲ 0.50% · 4.625%
HK$44,788
+HK$2,242/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,092/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,540
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$44,894
−HK$1,376/mo
Today · 4.125%
HK$46,270
baseline
▲ 0.50% · 4.625%
HK$49,086
+HK$2,816/mo
Deposit HK$6.36M · loan HK$9.55M · min. income ≈ HK$92,540/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,438
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$49,737
−HK$1,318/mo
Today · 4.125%
HK$51,055
baseline
▲ 0.50% · 4.625%
HK$53,746
+HK$2,691/mo
Deposit HK$6.36M · loan HK$9.55M · min. income ≈ HK$102,110/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,797
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,377
−HK$1,605/mo
Today · 4.125%
HK$53,982
baseline
▲ 0.50% · 4.625%
HK$57,267
+HK$3,285/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$107,964/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,511
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,026
−HK$1,538/mo
Today · 4.125%
HK$59,564
baseline
▲ 0.50% · 4.625%
HK$62,704
+HK$3,140/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$119,128/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,310
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,342
−HK$2,064/mo
Today · 4.125%
HK$69,406
baseline
▲ 0.50% · 4.625%
HK$73,629
+HK$4,223/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$138,812/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,657
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$74,605
−HK$1,977/mo
Today · 4.125%
HK$76,582
baseline
▲ 0.50% · 4.625%
HK$80,619
+HK$4,037/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$153,164/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,700 · Scale 2, in force from 26 Feb 2026)