LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,286
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,414
−HK$1,147/mo
Today · 4.125%
HK$38,561
baseline
▲ 0.50% · 4.625%
HK$40,908
+HK$2,347/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,122/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,368
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,450
−HK$1,098/mo
Today · 4.125%
HK$42,548
baseline
▲ 0.50% · 4.625%
HK$44,791
+HK$2,243/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,096/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,543
−HK$2,730/mo
▼ 0.25% · 3.875%
HK$44,897
−HK$1,376/mo
Today · 4.125%
HK$46,273
baseline
▲ 0.50% · 4.625%
HK$49,089
+HK$2,816/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$92,546/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,441
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$49,740
−HK$1,318/mo
Today · 4.125%
HK$51,058
baseline
▲ 0.50% · 4.625%
HK$53,749
+HK$2,691/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$102,116/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,800
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,380
−HK$1,606/mo
Today · 4.125%
HK$53,986
baseline
▲ 0.50% · 4.625%
HK$57,271
+HK$3,285/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$107,972/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,515
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,030
−HK$1,538/mo
Today · 4.125%
HK$59,568
baseline
▲ 0.50% · 4.625%
HK$62,708
+HK$3,140/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$119,136/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,314
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,346
−HK$2,064/mo
Today · 4.125%
HK$69,410
baseline
▲ 0.50% · 4.625%
HK$73,634
+HK$4,224/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$138,820/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,662
−HK$3,925/mo
▼ 0.25% · 3.875%
HK$74,610
−HK$1,977/mo
Today · 4.125%
HK$76,587
baseline
▲ 0.50% · 4.625%
HK$80,624
+HK$4,037/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$153,174/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,738 · Scale 2, in force from 26 Feb 2026)