LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,288
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,417
−HK$1,147/mo
Today · 4.125%
HK$38,564
baseline
▲ 0.50% · 4.625%
HK$40,910
+HK$2,346/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,128/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,370
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,453
−HK$1,098/mo
Today · 4.125%
HK$42,551
baseline
▲ 0.50% · 4.625%
HK$44,794
+HK$2,243/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,102/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,546
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,900
−HK$1,377/mo
Today · 4.125%
HK$46,277
baseline
▲ 0.50% · 4.625%
HK$49,092
+HK$2,815/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$92,554/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,444
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$49,744
−HK$1,318/mo
Today · 4.125%
HK$51,062
baseline
▲ 0.50% · 4.625%
HK$53,753
+HK$2,691/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$102,124/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,803
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,384
−HK$1,605/mo
Today · 4.125%
HK$53,989
baseline
▲ 0.50% · 4.625%
HK$57,274
+HK$3,285/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$107,978/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,518
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,034
−HK$1,538/mo
Today · 4.125%
HK$59,572
baseline
▲ 0.50% · 4.625%
HK$62,712
+HK$3,140/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$119,144/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,319
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,351
−HK$2,064/mo
Today · 4.125%
HK$69,415
baseline
▲ 0.50% · 4.625%
HK$73,639
+HK$4,224/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$138,830/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,666
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$74,615
−HK$1,977/mo
Today · 4.125%
HK$76,592
baseline
▲ 0.50% · 4.625%
HK$80,630
+HK$4,038/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$153,184/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,779 · Scale 2, in force from 26 Feb 2026)