LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,289
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,417
−HK$1,147/mo
Today · 4.125%
HK$38,564
baseline
▲ 0.50% · 4.625%
HK$40,911
+HK$2,347/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,128/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,371
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,454
−HK$1,098/mo
Today · 4.125%
HK$42,552
baseline
▲ 0.50% · 4.625%
HK$44,795
+HK$2,243/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,104/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,546
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,901
−HK$1,376/mo
Today · 4.125%
HK$46,277
baseline
▲ 0.50% · 4.625%
HK$49,093
+HK$2,816/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$92,554/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,445
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$49,744
−HK$1,318/mo
Today · 4.125%
HK$51,062
baseline
▲ 0.50% · 4.625%
HK$53,754
+HK$2,692/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$102,124/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,804
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,384
−HK$1,606/mo
Today · 4.125%
HK$53,990
baseline
▲ 0.50% · 4.625%
HK$57,275
+HK$3,285/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$107,980/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,519
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,035
−HK$1,538/mo
Today · 4.125%
HK$59,573
baseline
▲ 0.50% · 4.625%
HK$62,713
+HK$3,140/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$119,146/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,320
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,351
−HK$2,065/mo
Today · 4.125%
HK$69,416
baseline
▲ 0.50% · 4.625%
HK$73,640
+HK$4,224/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$138,832/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,667
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$74,616
−HK$1,977/mo
Today · 4.125%
HK$76,593
baseline
▲ 0.50% · 4.625%
HK$80,631
+HK$4,038/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$153,186/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,787 · Scale 2, in force from 26 Feb 2026)