LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,289
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,418
−HK$1,147/mo
Today · 4.125%
HK$38,565
baseline
▲ 0.50% · 4.625%
HK$40,912
+HK$2,347/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,130/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,372
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,454
−HK$1,099/mo
Today · 4.125%
HK$42,553
baseline
▲ 0.50% · 4.625%
HK$44,796
+HK$2,243/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,106/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,547
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,902
−HK$1,376/mo
Today · 4.125%
HK$46,278
baseline
▲ 0.50% · 4.625%
HK$49,094
+HK$2,816/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$92,556/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,446
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$49,745
−HK$1,318/mo
Today · 4.125%
HK$51,063
baseline
▲ 0.50% · 4.625%
HK$53,755
+HK$2,692/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$102,126/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,805
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,386
−HK$1,605/mo
Today · 4.125%
HK$53,991
baseline
▲ 0.50% · 4.625%
HK$57,276
+HK$3,285/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$107,982/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,520
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,036
−HK$1,538/mo
Today · 4.125%
HK$59,574
baseline
▲ 0.50% · 4.625%
HK$62,714
+HK$3,140/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$119,148/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,321
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,353
−HK$2,064/mo
Today · 4.125%
HK$69,417
baseline
▲ 0.50% · 4.625%
HK$73,641
+HK$4,224/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$138,834/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,669
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$74,618
−HK$1,977/mo
Today · 4.125%
HK$76,595
baseline
▲ 0.50% · 4.625%
HK$80,633
+HK$4,038/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$153,190/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,800 · Scale 2, in force from 26 Feb 2026)