LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,290
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,419
−HK$1,147/mo
Today · 4.125%
HK$38,566
baseline
▲ 0.50% · 4.625%
HK$40,912
+HK$2,346/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,132/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,372
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,455
−HK$1,099/mo
Today · 4.125%
HK$42,554
baseline
▲ 0.50% · 4.625%
HK$44,797
+HK$2,243/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,108/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,548
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,903
−HK$1,376/mo
Today · 4.125%
HK$46,279
baseline
▲ 0.50% · 4.625%
HK$49,095
+HK$2,816/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$92,558/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,447
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$49,746
−HK$1,318/mo
Today · 4.125%
HK$51,064
baseline
▲ 0.50% · 4.625%
HK$53,756
+HK$2,692/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$102,128/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,806
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,386
−HK$1,606/mo
Today · 4.125%
HK$53,992
baseline
▲ 0.50% · 4.625%
HK$57,277
+HK$3,285/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$107,984/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,521
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,037
−HK$1,538/mo
Today · 4.125%
HK$59,575
baseline
▲ 0.50% · 4.625%
HK$62,715
+HK$3,140/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$119,150/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,322
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,354
−HK$2,064/mo
Today · 4.125%
HK$69,418
baseline
▲ 0.50% · 4.625%
HK$73,642
+HK$4,224/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$138,836/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,670
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$74,619
−HK$1,977/mo
Today · 4.125%
HK$76,596
baseline
▲ 0.50% · 4.625%
HK$80,634
+HK$4,038/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$153,192/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,809 · Scale 2, in force from 26 Feb 2026)