LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,290
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,419
−HK$1,147/mo
Today · 4.125%
HK$38,566
baseline
▲ 0.50% · 4.625%
HK$40,913
+HK$2,347/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,132/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,373
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,455
−HK$1,099/mo
Today · 4.125%
HK$42,554
baseline
▲ 0.50% · 4.625%
HK$44,797
+HK$2,243/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,108/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,548
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,903
−HK$1,376/mo
Today · 4.125%
HK$46,279
baseline
▲ 0.50% · 4.625%
HK$49,095
+HK$2,816/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$92,558/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,447
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$49,747
−HK$1,318/mo
Today · 4.125%
HK$51,065
baseline
▲ 0.50% · 4.625%
HK$53,756
+HK$2,691/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$102,130/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,806
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,387
−HK$1,606/mo
Today · 4.125%
HK$53,993
baseline
▲ 0.50% · 4.625%
HK$57,278
+HK$3,285/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$107,986/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,522
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,038
−HK$1,537/mo
Today · 4.125%
HK$59,575
baseline
▲ 0.50% · 4.625%
HK$62,716
+HK$3,141/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$119,150/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,323
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,355
−HK$2,064/mo
Today · 4.125%
HK$69,419
baseline
▲ 0.50% · 4.625%
HK$73,643
+HK$4,224/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$138,838/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,671
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$74,620
−HK$1,977/mo
Today · 4.125%
HK$76,597
baseline
▲ 0.50% · 4.625%
HK$80,634
+HK$4,037/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$153,194/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,814 · Scale 2, in force from 26 Feb 2026)