LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,291
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,420
−HK$1,147/mo
Today · 4.125%
HK$38,567
baseline
▲ 0.50% · 4.625%
HK$40,914
+HK$2,347/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,134/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,374
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,457
−HK$1,098/mo
Today · 4.125%
HK$42,555
baseline
▲ 0.50% · 4.625%
HK$44,798
+HK$2,243/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,110/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,550
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,904
−HK$1,377/mo
Today · 4.125%
HK$46,281
baseline
▲ 0.50% · 4.625%
HK$49,097
+HK$2,816/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$92,562/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,449
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$49,748
−HK$1,318/mo
Today · 4.125%
HK$51,066
baseline
▲ 0.50% · 4.625%
HK$53,758
+HK$2,692/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$102,132/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,808
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,388
−HK$1,606/mo
Today · 4.125%
HK$53,994
baseline
▲ 0.50% · 4.625%
HK$57,279
+HK$3,285/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$107,988/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,523
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,039
−HK$1,538/mo
Today · 4.125%
HK$59,577
baseline
▲ 0.50% · 4.625%
HK$62,717
+HK$3,140/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$119,154/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,324
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$67,356
−HK$2,065/mo
Today · 4.125%
HK$69,421
baseline
▲ 0.50% · 4.625%
HK$73,645
+HK$4,224/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$138,842/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,673
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$74,622
−HK$1,977/mo
Today · 4.125%
HK$76,599
baseline
▲ 0.50% · 4.625%
HK$80,637
+HK$4,038/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$153,198/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,831 · Scale 2, in force from 26 Feb 2026)