LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,293
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,422
−HK$1,147/mo
Today · 4.125%
HK$38,569
baseline
▲ 0.50% · 4.625%
HK$40,916
+HK$2,347/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,138/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,376
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,459
−HK$1,098/mo
Today · 4.125%
HK$42,557
baseline
▲ 0.50% · 4.625%
HK$44,800
+HK$2,243/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,114/mo (50% DSR)
Upfront cash ≈ HK$8.55M (deposit + AVD stamp duty HK$596,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,552
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,906
−HK$1,377/mo
Today · 4.125%
HK$46,283
baseline
▲ 0.50% · 4.625%
HK$49,099
+HK$2,816/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$92,566/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,451
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$49,750
−HK$1,318/mo
Today · 4.125%
HK$51,068
baseline
▲ 0.50% · 4.625%
HK$53,760
+HK$2,692/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$102,136/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,810
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,391
−HK$1,606/mo
Today · 4.125%
HK$53,997
baseline
▲ 0.50% · 4.625%
HK$57,282
+HK$3,285/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$107,994/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,526
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,042
−HK$1,538/mo
Today · 4.125%
HK$59,580
baseline
▲ 0.50% · 4.625%
HK$62,720
+HK$3,140/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$119,160/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,328
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,360
−HK$2,064/mo
Today · 4.125%
HK$69,424
baseline
▲ 0.50% · 4.625%
HK$73,648
+HK$4,224/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$138,848/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,676
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$74,625
−HK$1,978/mo
Today · 4.125%
HK$76,603
baseline
▲ 0.50% · 4.625%
HK$80,641
+HK$4,038/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$153,206/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,859 · Scale 2, in force from 26 Feb 2026)