LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,294
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,423
−HK$1,147/mo
Today · 4.125%
HK$38,570
baseline
▲ 0.50% · 4.625%
HK$40,916
+HK$2,346/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,140/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$596,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,376
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,459
−HK$1,099/mo
Today · 4.125%
HK$42,558
baseline
▲ 0.50% · 4.625%
HK$44,801
+HK$2,243/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,116/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$596,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,552
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$44,907
−HK$1,377/mo
Today · 4.125%
HK$46,284
baseline
▲ 0.50% · 4.625%
HK$49,100
+HK$2,816/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$92,568/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,452
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$49,751
−HK$1,318/mo
Today · 4.125%
HK$51,069
baseline
▲ 0.50% · 4.625%
HK$53,761
+HK$2,692/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$102,138/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,811
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,392
−HK$1,605/mo
Today · 4.125%
HK$53,997
baseline
▲ 0.50% · 4.625%
HK$57,283
+HK$3,286/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$107,994/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,527
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,043
−HK$1,538/mo
Today · 4.125%
HK$59,581
baseline
▲ 0.50% · 4.625%
HK$62,721
+HK$3,140/mo
Deposit HK$4.77M · loan HK$11.14M · min. income ≈ HK$119,162/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,329
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$67,361
−HK$2,064/mo
Today · 4.125%
HK$69,425
baseline
▲ 0.50% · 4.625%
HK$73,650
+HK$4,225/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$138,850/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,677
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$74,627
−HK$1,977/mo
Today · 4.125%
HK$76,604
baseline
▲ 0.50% · 4.625%
HK$80,642
+HK$4,038/mo
Deposit HK$1.59M · loan HK$14.32M · min. income ≈ HK$153,208/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,869 · Scale 2, in force from 26 Feb 2026)