LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,295
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,424
−HK$1,147/mo
Today · 4.125%
HK$38,571
baseline
▲ 0.50% · 4.625%
HK$40,918
+HK$2,347/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,142/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$596,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,378
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,461
−HK$1,098/mo
Today · 4.125%
HK$42,559
baseline
▲ 0.50% · 4.625%
HK$44,803
+HK$2,244/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,118/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$596,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,554
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,909
−HK$1,376/mo
Today · 4.125%
HK$46,285
baseline
▲ 0.50% · 4.625%
HK$49,102
+HK$2,817/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$92,570/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,454
−HK$2,617/mo
▼ 0.25% · 3.875%
HK$49,753
−HK$1,318/mo
Today · 4.125%
HK$51,071
baseline
▲ 0.50% · 4.625%
HK$53,763
+HK$2,692/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$102,142/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,813
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,394
−HK$1,606/mo
Today · 4.125%
HK$54,000
baseline
▲ 0.50% · 4.625%
HK$57,285
+HK$3,285/mo
Deposit HK$4.78M · loan HK$11.14M · min. income ≈ HK$108,000/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,529
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,045
−HK$1,538/mo
Today · 4.125%
HK$59,583
baseline
▲ 0.50% · 4.625%
HK$62,724
+HK$3,141/mo
Deposit HK$4.78M · loan HK$11.14M · min. income ≈ HK$119,166/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,331
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$67,363
−HK$2,065/mo
Today · 4.125%
HK$69,428
baseline
▲ 0.50% · 4.625%
HK$73,653
+HK$4,225/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$138,856/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,680
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$74,630
−HK$1,977/mo
Today · 4.125%
HK$76,607
baseline
▲ 0.50% · 4.625%
HK$80,645
+HK$4,038/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$153,214/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,893 · Scale 2, in force from 26 Feb 2026)