LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,296
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,425
−HK$1,147/mo
Today · 4.125%
HK$38,572
baseline
▲ 0.50% · 4.625%
HK$40,919
+HK$2,347/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,144/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$596,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,379
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,462
−HK$1,099/mo
Today · 4.125%
HK$42,561
baseline
▲ 0.50% · 4.625%
HK$44,804
+HK$2,243/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,122/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$596,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,556
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,910
−HK$1,377/mo
Today · 4.125%
HK$46,287
baseline
▲ 0.50% · 4.625%
HK$49,103
+HK$2,816/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$92,574/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,455
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$49,755
−HK$1,318/mo
Today · 4.125%
HK$51,073
baseline
▲ 0.50% · 4.625%
HK$53,765
+HK$2,692/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$102,146/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,815
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$52,395
−HK$1,606/mo
Today · 4.125%
HK$54,001
baseline
▲ 0.50% · 4.625%
HK$57,287
+HK$3,286/mo
Deposit HK$4.78M · loan HK$11.14M · min. income ≈ HK$108,002/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,531
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,047
−HK$1,538/mo
Today · 4.125%
HK$59,585
baseline
▲ 0.50% · 4.625%
HK$62,726
+HK$3,141/mo
Deposit HK$4.78M · loan HK$11.14M · min. income ≈ HK$119,170/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,333
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$67,366
−HK$2,064/mo
Today · 4.125%
HK$69,430
baseline
▲ 0.50% · 4.625%
HK$73,655
+HK$4,225/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$138,860/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,683
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$74,632
−HK$1,978/mo
Today · 4.125%
HK$76,610
baseline
▲ 0.50% · 4.625%
HK$80,648
+HK$4,038/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$153,220/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,912 · Scale 2, in force from 26 Feb 2026)