LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,297
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,426
−HK$1,147/mo
Today · 4.125%
HK$38,573
baseline
▲ 0.50% · 4.625%
HK$40,920
+HK$2,347/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,146/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$596,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,380
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,463
−HK$1,098/mo
Today · 4.125%
HK$42,561
baseline
▲ 0.50% · 4.625%
HK$44,805
+HK$2,244/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,122/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$596,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,556
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,911
−HK$1,376/mo
Today · 4.125%
HK$46,287
baseline
▲ 0.50% · 4.625%
HK$49,104
+HK$2,817/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$92,574/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,456
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$49,755
−HK$1,319/mo
Today · 4.125%
HK$51,074
baseline
▲ 0.50% · 4.625%
HK$53,766
+HK$2,692/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$102,148/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,815
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,396
−HK$1,606/mo
Today · 4.125%
HK$54,002
baseline
▲ 0.50% · 4.625%
HK$57,288
+HK$3,286/mo
Deposit HK$4.78M · loan HK$11.14M · min. income ≈ HK$108,004/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,532
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,048
−HK$1,538/mo
Today · 4.125%
HK$59,586
baseline
▲ 0.50% · 4.625%
HK$62,727
+HK$3,141/mo
Deposit HK$4.78M · loan HK$11.14M · min. income ≈ HK$119,172/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,334
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$67,366
−HK$2,065/mo
Today · 4.125%
HK$69,431
baseline
▲ 0.50% · 4.625%
HK$73,656
+HK$4,225/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$138,862/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,684
−HK$3,926/mo
▼ 0.25% · 3.875%
HK$74,633
−HK$1,977/mo
Today · 4.125%
HK$76,610
baseline
▲ 0.50% · 4.625%
HK$80,649
+HK$4,039/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$153,220/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,919 · Scale 2, in force from 26 Feb 2026)