LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,300
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,429
−HK$1,147/mo
Today · 4.125%
HK$38,576
baseline
▲ 0.50% · 4.625%
HK$40,923
+HK$2,347/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,152/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$596,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,383
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,466
−HK$1,099/mo
Today · 4.125%
HK$42,565
baseline
▲ 0.50% · 4.625%
HK$44,808
+HK$2,243/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,130/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$596,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,560
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,915
−HK$1,376/mo
Today · 4.125%
HK$46,291
baseline
▲ 0.50% · 4.625%
HK$49,108
+HK$2,817/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$92,582/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,460
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$49,759
−HK$1,319/mo
Today · 4.125%
HK$51,078
baseline
▲ 0.50% · 4.625%
HK$53,770
+HK$2,692/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$102,156/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,819
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,400
−HK$1,606/mo
Today · 4.125%
HK$54,006
baseline
▲ 0.50% · 4.625%
HK$57,292
+HK$3,286/mo
Deposit HK$4.78M · loan HK$11.14M · min. income ≈ HK$108,012/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,536
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,052
−HK$1,539/mo
Today · 4.125%
HK$59,591
baseline
▲ 0.50% · 4.625%
HK$62,732
+HK$3,141/mo
Deposit HK$4.78M · loan HK$11.14M · min. income ≈ HK$119,182/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,339
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$67,372
−HK$2,065/mo
Today · 4.125%
HK$69,437
baseline
▲ 0.50% · 4.625%
HK$73,662
+HK$4,225/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$138,874/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,689
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$74,639
−HK$1,978/mo
Today · 4.125%
HK$76,617
baseline
▲ 0.50% · 4.625%
HK$80,655
+HK$4,038/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$153,234/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,967 · Scale 2, in force from 26 Feb 2026)