LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,301
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,430
−HK$1,147/mo
Today · 4.125%
HK$38,577
baseline
▲ 0.50% · 4.625%
HK$40,924
+HK$2,347/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,154/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$596,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,384
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,467
−HK$1,099/mo
Today · 4.125%
HK$42,566
baseline
▲ 0.50% · 4.625%
HK$44,809
+HK$2,243/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,132/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$596,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,561
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,916
−HK$1,376/mo
Today · 4.125%
HK$46,292
baseline
▲ 0.50% · 4.625%
HK$49,109
+HK$2,817/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$92,584/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,461
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$49,760
−HK$1,319/mo
Today · 4.125%
HK$51,079
baseline
▲ 0.50% · 4.625%
HK$53,771
+HK$2,692/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$102,158/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$596,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,821
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,402
−HK$1,606/mo
Today · 4.125%
HK$54,008
baseline
▲ 0.50% · 4.625%
HK$57,294
+HK$3,286/mo
Deposit HK$4.78M · loan HK$11.14M · min. income ≈ HK$108,016/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,538
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,054
−HK$1,538/mo
Today · 4.125%
HK$59,592
baseline
▲ 0.50% · 4.625%
HK$62,733
+HK$3,141/mo
Deposit HK$4.78M · loan HK$11.14M · min. income ≈ HK$119,184/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$596,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,341
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$67,373
−HK$2,065/mo
Today · 4.125%
HK$69,438
baseline
▲ 0.50% · 4.625%
HK$73,664
+HK$4,226/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$138,876/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,691
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$74,641
−HK$1,977/mo
Today · 4.125%
HK$76,618
baseline
▲ 0.50% · 4.625%
HK$80,657
+HK$4,039/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$153,236/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$596,981 · Scale 2, in force from 26 Feb 2026)