LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,303
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,432
−HK$1,147/mo
Today · 4.125%
HK$38,579
baseline
▲ 0.50% · 4.625%
HK$40,927
+HK$2,348/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,158/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,387
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,470
−HK$1,099/mo
Today · 4.125%
HK$42,569
baseline
▲ 0.50% · 4.625%
HK$44,813
+HK$2,244/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,138/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,564
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$44,919
−HK$1,376/mo
Today · 4.125%
HK$46,295
baseline
▲ 0.50% · 4.625%
HK$49,112
+HK$2,817/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$92,590/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,464
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$49,764
−HK$1,318/mo
Today · 4.125%
HK$51,082
baseline
▲ 0.50% · 4.625%
HK$53,775
+HK$2,693/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$102,164/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,824
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,405
−HK$1,606/mo
Today · 4.125%
HK$54,011
baseline
▲ 0.50% · 4.625%
HK$57,298
+HK$3,287/mo
Deposit HK$4.78M · loan HK$11.14M · min. income ≈ HK$108,022/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$597,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,541
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,058
−HK$1,538/mo
Today · 4.125%
HK$59,596
baseline
▲ 0.50% · 4.625%
HK$62,738
+HK$3,142/mo
Deposit HK$4.78M · loan HK$11.14M · min. income ≈ HK$119,192/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$597,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,345
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$67,378
−HK$2,065/mo
Today · 4.125%
HK$69,443
baseline
▲ 0.50% · 4.625%
HK$73,669
+HK$4,226/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$138,886/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,696
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$74,646
−HK$1,978/mo
Today · 4.125%
HK$76,624
baseline
▲ 0.50% · 4.625%
HK$80,663
+HK$4,039/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$153,248/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,022 · Scale 2, in force from 26 Feb 2026)