LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,305
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,434
−HK$1,147/mo
Today · 4.125%
HK$38,581
baseline
▲ 0.50% · 4.625%
HK$40,929
+HK$2,348/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,162/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,389
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,472
−HK$1,099/mo
Today · 4.125%
HK$42,571
baseline
▲ 0.50% · 4.625%
HK$44,815
+HK$2,244/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,142/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,566
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$44,921
−HK$1,377/mo
Today · 4.125%
HK$46,298
baseline
▲ 0.50% · 4.625%
HK$49,115
+HK$2,817/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$92,596/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,466
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,766
−HK$1,319/mo
Today · 4.125%
HK$51,085
baseline
▲ 0.50% · 4.625%
HK$53,778
+HK$2,693/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$102,170/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,827
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,408
−HK$1,606/mo
Today · 4.125%
HK$54,014
baseline
▲ 0.50% · 4.625%
HK$57,301
+HK$3,287/mo
Deposit HK$4.78M · loan HK$11.14M · min. income ≈ HK$108,028/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$597,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,544
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,061
−HK$1,538/mo
Today · 4.125%
HK$59,599
baseline
▲ 0.50% · 4.625%
HK$62,741
+HK$3,142/mo
Deposit HK$4.78M · loan HK$11.14M · min. income ≈ HK$119,198/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$597,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,349
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$67,381
−HK$2,065/mo
Today · 4.125%
HK$69,446
baseline
▲ 0.50% · 4.625%
HK$73,672
+HK$4,226/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$138,892/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,700
−HK$3,927/mo
▼ 0.25% · 3.875%
HK$74,649
−HK$1,978/mo
Today · 4.125%
HK$76,627
baseline
▲ 0.50% · 4.625%
HK$80,666
+HK$4,039/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$153,254/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,051 · Scale 2, in force from 26 Feb 2026)