LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,306
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,435
−HK$1,147/mo
Today · 4.125%
HK$38,582
baseline
▲ 0.50% · 4.625%
HK$40,930
+HK$2,348/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,164/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,390
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,473
−HK$1,099/mo
Today · 4.125%
HK$42,572
baseline
▲ 0.50% · 4.625%
HK$44,816
+HK$2,244/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,144/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,567
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$44,922
−HK$1,377/mo
Today · 4.125%
HK$46,299
baseline
▲ 0.50% · 4.625%
HK$49,116
+HK$2,817/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$92,598/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,468
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$49,767
−HK$1,319/mo
Today · 4.125%
HK$51,086
baseline
▲ 0.50% · 4.625%
HK$53,779
+HK$2,693/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$102,172/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,828
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,409
−HK$1,606/mo
Today · 4.125%
HK$54,015
baseline
▲ 0.50% · 4.625%
HK$57,302
+HK$3,287/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,030/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$597,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,546
−HK$3,054/mo
▼ 0.25% · 3.875%
HK$58,062
−HK$1,538/mo
Today · 4.125%
HK$59,600
baseline
▲ 0.50% · 4.625%
HK$62,742
+HK$3,142/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,200/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$597,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,350
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$67,383
−HK$2,065/mo
Today · 4.125%
HK$69,448
baseline
▲ 0.50% · 4.625%
HK$73,674
+HK$4,226/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$138,896/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,701
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$74,651
−HK$1,978/mo
Today · 4.125%
HK$76,629
baseline
▲ 0.50% · 4.625%
HK$80,668
+HK$4,039/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$153,258/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,065 · Scale 2, in force from 26 Feb 2026)