LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,307
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,436
−HK$1,148/mo
Today · 4.125%
HK$38,584
baseline
▲ 0.50% · 4.625%
HK$40,932
+HK$2,348/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,168/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,391
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,475
−HK$1,098/mo
Today · 4.125%
HK$42,573
baseline
▲ 0.50% · 4.625%
HK$44,818
+HK$2,245/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,146/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,569
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$44,924
−HK$1,377/mo
Today · 4.125%
HK$46,301
baseline
▲ 0.50% · 4.625%
HK$49,118
+HK$2,817/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$92,602/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,470
−HK$2,618/mo
▼ 0.25% · 3.875%
HK$49,769
−HK$1,319/mo
Today · 4.125%
HK$51,088
baseline
▲ 0.50% · 4.625%
HK$53,781
+HK$2,693/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$102,176/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,830
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,411
−HK$1,606/mo
Today · 4.125%
HK$54,017
baseline
▲ 0.50% · 4.625%
HK$57,304
+HK$3,287/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,034/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$597,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,548
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,064
−HK$1,539/mo
Today · 4.125%
HK$59,603
baseline
▲ 0.50% · 4.625%
HK$62,745
+HK$3,142/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,206/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$597,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,353
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$67,386
−HK$2,065/mo
Today · 4.125%
HK$69,451
baseline
▲ 0.50% · 4.625%
HK$73,677
+HK$4,226/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$138,902/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,704
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$74,654
−HK$1,978/mo
Today · 4.125%
HK$76,632
baseline
▲ 0.50% · 4.625%
HK$80,672
+HK$4,040/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$153,264/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,090 · Scale 2, in force from 26 Feb 2026)