LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,309
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,439
−HK$1,147/mo
Today · 4.125%
HK$38,586
baseline
▲ 0.50% · 4.625%
HK$40,934
+HK$2,348/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,172/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,394
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,477
−HK$1,099/mo
Today · 4.125%
HK$42,576
baseline
▲ 0.50% · 4.625%
HK$44,820
+HK$2,244/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,152/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,571
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$44,926
−HK$1,377/mo
Today · 4.125%
HK$46,303
baseline
▲ 0.50% · 4.625%
HK$49,121
+HK$2,818/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$92,606/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,472
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,772
−HK$1,319/mo
Today · 4.125%
HK$51,091
baseline
▲ 0.50% · 4.625%
HK$53,784
+HK$2,693/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$102,182/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,833
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,414
−HK$1,607/mo
Today · 4.125%
HK$54,021
baseline
▲ 0.50% · 4.625%
HK$57,308
+HK$3,287/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,042/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$597,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,551
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,068
−HK$1,538/mo
Today · 4.125%
HK$59,606
baseline
▲ 0.50% · 4.625%
HK$62,748
+HK$3,142/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,212/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$597,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,357
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$67,390
−HK$2,065/mo
Today · 4.125%
HK$69,455
baseline
▲ 0.50% · 4.625%
HK$73,681
+HK$4,226/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$138,910/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,709
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$74,659
−HK$1,978/mo
Today · 4.125%
HK$76,637
baseline
▲ 0.50% · 4.625%
HK$80,676
+HK$4,039/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$153,274/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,124 · Scale 2, in force from 26 Feb 2026)