LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,311
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,440
−HK$1,148/mo
Today · 4.125%
HK$38,588
baseline
▲ 0.50% · 4.625%
HK$40,936
+HK$2,348/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,176/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,395
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,479
−HK$1,099/mo
Today · 4.125%
HK$42,578
baseline
▲ 0.50% · 4.625%
HK$44,822
+HK$2,244/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,156/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,573
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$44,928
−HK$1,377/mo
Today · 4.125%
HK$46,305
baseline
▲ 0.50% · 4.625%
HK$49,123
+HK$2,818/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$92,610/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,475
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,775
−HK$1,319/mo
Today · 4.125%
HK$51,094
baseline
▲ 0.50% · 4.625%
HK$53,787
+HK$2,693/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$102,188/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,835
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,416
−HK$1,607/mo
Today · 4.125%
HK$54,023
baseline
▲ 0.50% · 4.625%
HK$57,310
+HK$3,287/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,046/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$597,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,554
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,070
−HK$1,539/mo
Today · 4.125%
HK$59,609
baseline
▲ 0.50% · 4.625%
HK$62,751
+HK$3,142/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,218/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$597,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,360
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$67,393
−HK$2,065/mo
Today · 4.125%
HK$69,458
baseline
▲ 0.50% · 4.625%
HK$73,685
+HK$4,227/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$138,916/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,712
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$74,662
−HK$1,978/mo
Today · 4.125%
HK$76,640
baseline
▲ 0.50% · 4.625%
HK$80,680
+HK$4,040/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$153,280/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,152 · Scale 2, in force from 26 Feb 2026)