LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,312
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,442
−HK$1,147/mo
Today · 4.125%
HK$38,589
baseline
▲ 0.50% · 4.625%
HK$40,937
+HK$2,348/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,178/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,397
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,480
−HK$1,099/mo
Today · 4.125%
HK$42,579
baseline
▲ 0.50% · 4.625%
HK$44,824
+HK$2,245/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,158/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,574
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,930
−HK$1,377/mo
Today · 4.125%
HK$46,307
baseline
▲ 0.50% · 4.625%
HK$49,125
+HK$2,818/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$92,614/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,476
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,776
−HK$1,319/mo
Today · 4.125%
HK$51,095
baseline
▲ 0.50% · 4.625%
HK$53,788
+HK$2,693/mo
Deposit HK$6.37M · loan HK$9.55M · min. income ≈ HK$102,190/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,837
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,418
−HK$1,607/mo
Today · 4.125%
HK$54,025
baseline
▲ 0.50% · 4.625%
HK$57,312
+HK$3,287/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,050/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$597,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,556
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,072
−HK$1,539/mo
Today · 4.125%
HK$59,611
baseline
▲ 0.50% · 4.625%
HK$62,753
+HK$3,142/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,222/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$597,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,362
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$67,395
−HK$2,065/mo
Today · 4.125%
HK$69,460
baseline
▲ 0.50% · 4.625%
HK$73,687
+HK$4,227/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$138,920/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,714
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$74,664
−HK$1,979/mo
Today · 4.125%
HK$76,643
baseline
▲ 0.50% · 4.625%
HK$80,683
+HK$4,040/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$153,286/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,171 · Scale 2, in force from 26 Feb 2026)