LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,313
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,443
−HK$1,147/mo
Today · 4.125%
HK$38,590
baseline
▲ 0.50% · 4.625%
HK$40,939
+HK$2,349/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,180/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,398
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,482
−HK$1,099/mo
Today · 4.125%
HK$42,581
baseline
▲ 0.50% · 4.625%
HK$44,825
+HK$2,244/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,162/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,576
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,931
−HK$1,378/mo
Today · 4.125%
HK$46,309
baseline
▲ 0.50% · 4.625%
HK$49,126
+HK$2,817/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$92,618/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,478
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,778
−HK$1,319/mo
Today · 4.125%
HK$51,097
baseline
▲ 0.50% · 4.625%
HK$53,790
+HK$2,693/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$102,194/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,839
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,420
−HK$1,607/mo
Today · 4.125%
HK$54,027
baseline
▲ 0.50% · 4.625%
HK$57,314
+HK$3,287/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,054/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$597,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,557
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,074
−HK$1,539/mo
Today · 4.125%
HK$59,613
baseline
▲ 0.50% · 4.625%
HK$62,755
+HK$3,142/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,226/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$597,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,364
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$67,397
−HK$2,066/mo
Today · 4.125%
HK$69,463
baseline
▲ 0.50% · 4.625%
HK$73,689
+HK$4,226/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$138,926/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,717
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$74,667
−HK$1,978/mo
Today · 4.125%
HK$76,645
baseline
▲ 0.50% · 4.625%
HK$80,685
+HK$4,040/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$153,290/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,192 · Scale 2, in force from 26 Feb 2026)