LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,315
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,445
−HK$1,148/mo
Today · 4.125%
HK$38,593
baseline
▲ 0.50% · 4.625%
HK$40,941
+HK$2,348/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,186/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,400
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,484
−HK$1,099/mo
Today · 4.125%
HK$42,583
baseline
▲ 0.50% · 4.625%
HK$44,828
+HK$2,245/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,166/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,578
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,934
−HK$1,377/mo
Today · 4.125%
HK$46,311
baseline
▲ 0.50% · 4.625%
HK$49,129
+HK$2,818/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$92,622/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,480
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,781
−HK$1,319/mo
Today · 4.125%
HK$51,100
baseline
▲ 0.50% · 4.625%
HK$53,793
+HK$2,693/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$102,200/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,841
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,423
−HK$1,607/mo
Today · 4.125%
HK$54,030
baseline
▲ 0.50% · 4.625%
HK$57,317
+HK$3,287/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,060/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,561
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,078
−HK$1,538/mo
Today · 4.125%
HK$59,616
baseline
▲ 0.50% · 4.625%
HK$62,759
+HK$3,143/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,232/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,368
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$67,401
−HK$2,066/mo
Today · 4.125%
HK$69,467
baseline
▲ 0.50% · 4.625%
HK$73,694
+HK$4,227/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$138,934/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,721
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$74,671
−HK$1,979/mo
Today · 4.125%
HK$76,650
baseline
▲ 0.50% · 4.625%
HK$80,690
+HK$4,040/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$153,300/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,225 · Scale 2, in force from 26 Feb 2026)