LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,316
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,446
−HK$1,147/mo
Today · 4.125%
HK$38,593
baseline
▲ 0.50% · 4.625%
HK$40,942
+HK$2,349/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,186/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,401
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,485
−HK$1,099/mo
Today · 4.125%
HK$42,584
baseline
▲ 0.50% · 4.625%
HK$44,829
+HK$2,245/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,168/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,579
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,935
−HK$1,377/mo
Today · 4.125%
HK$46,312
baseline
▲ 0.50% · 4.625%
HK$49,130
+HK$2,818/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$92,624/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,481
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,782
−HK$1,319/mo
Today · 4.125%
HK$51,101
baseline
▲ 0.50% · 4.625%
HK$53,794
+HK$2,693/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$102,202/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,842
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,424
−HK$1,607/mo
Today · 4.125%
HK$54,031
baseline
▲ 0.50% · 4.625%
HK$57,318
+HK$3,287/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,062/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,562
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,079
−HK$1,538/mo
Today · 4.125%
HK$59,617
baseline
▲ 0.50% · 4.625%
HK$62,760
+HK$3,143/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,234/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,369
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$67,402
−HK$2,066/mo
Today · 4.125%
HK$69,468
baseline
▲ 0.50% · 4.625%
HK$73,695
+HK$4,227/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$138,936/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,722
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$74,672
−HK$1,979/mo
Today · 4.125%
HK$76,651
baseline
▲ 0.50% · 4.625%
HK$80,691
+HK$4,040/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$153,302/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,236 · Scale 2, in force from 26 Feb 2026)