LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,318
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,447
−HK$1,148/mo
Today · 4.125%
HK$38,595
baseline
▲ 0.50% · 4.625%
HK$40,943
+HK$2,348/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,190/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,403
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,487
−HK$1,099/mo
Today · 4.125%
HK$42,586
baseline
▲ 0.50% · 4.625%
HK$44,831
+HK$2,245/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,172/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,581
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,937
−HK$1,377/mo
Today · 4.125%
HK$46,314
baseline
▲ 0.50% · 4.625%
HK$49,132
+HK$2,818/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$92,628/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,484
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,784
−HK$1,319/mo
Today · 4.125%
HK$51,103
baseline
▲ 0.50% · 4.625%
HK$53,797
+HK$2,694/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$102,206/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,845
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,426
−HK$1,607/mo
Today · 4.125%
HK$54,033
baseline
▲ 0.50% · 4.625%
HK$57,321
+HK$3,288/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,066/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,564
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,081
−HK$1,539/mo
Today · 4.125%
HK$59,620
baseline
▲ 0.50% · 4.625%
HK$62,763
+HK$3,143/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,240/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,372
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$67,405
−HK$2,066/mo
Today · 4.125%
HK$69,471
baseline
▲ 0.50% · 4.625%
HK$73,698
+HK$4,227/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$138,942/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,725
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$74,676
−HK$1,978/mo
Today · 4.125%
HK$76,654
baseline
▲ 0.50% · 4.625%
HK$80,695
+HK$4,041/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$153,308/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,262 · Scale 2, in force from 26 Feb 2026)