LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,318
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,448
−HK$1,148/mo
Today · 4.125%
HK$38,596
baseline
▲ 0.50% · 4.625%
HK$40,944
+HK$2,348/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,192/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,404
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,487
−HK$1,099/mo
Today · 4.125%
HK$42,586
baseline
▲ 0.50% · 4.625%
HK$44,831
+HK$2,245/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,172/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,582
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,937
−HK$1,378/mo
Today · 4.125%
HK$46,315
baseline
▲ 0.50% · 4.625%
HK$49,133
+HK$2,818/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$92,630/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,484
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,785
−HK$1,319/mo
Today · 4.125%
HK$51,104
baseline
▲ 0.50% · 4.625%
HK$53,798
+HK$2,694/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$102,208/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,845
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,427
−HK$1,607/mo
Today · 4.125%
HK$54,034
baseline
▲ 0.50% · 4.625%
HK$57,322
+HK$3,288/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,068/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,565
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,082
−HK$1,539/mo
Today · 4.125%
HK$59,621
baseline
▲ 0.50% · 4.625%
HK$62,764
+HK$3,143/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,242/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,373
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$67,406
−HK$2,066/mo
Today · 4.125%
HK$69,472
baseline
▲ 0.50% · 4.625%
HK$73,699
+HK$4,227/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$138,944/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,726
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$74,677
−HK$1,979/mo
Today · 4.125%
HK$76,656
baseline
▲ 0.50% · 4.625%
HK$80,696
+HK$4,040/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$153,312/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,272 · Scale 2, in force from 26 Feb 2026)