LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,318
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,448
−HK$1,148/mo
Today · 4.125%
HK$38,596
baseline
▲ 0.50% · 4.625%
HK$40,944
+HK$2,348/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,192/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,404
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,488
−HK$1,099/mo
Today · 4.125%
HK$42,587
baseline
▲ 0.50% · 4.625%
HK$44,832
+HK$2,245/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,174/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,582
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,938
−HK$1,377/mo
Today · 4.125%
HK$46,315
baseline
▲ 0.50% · 4.625%
HK$49,133
+HK$2,818/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$92,630/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,485
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,785
−HK$1,319/mo
Today · 4.125%
HK$51,104
baseline
▲ 0.50% · 4.625%
HK$53,798
+HK$2,694/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$102,208/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,846
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,427
−HK$1,607/mo
Today · 4.125%
HK$54,034
baseline
▲ 0.50% · 4.625%
HK$57,322
+HK$3,288/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,068/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,566
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,083
−HK$1,539/mo
Today · 4.125%
HK$59,622
baseline
▲ 0.50% · 4.625%
HK$62,764
+HK$3,142/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,244/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,373
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$67,407
−HK$2,066/mo
Today · 4.125%
HK$69,473
baseline
▲ 0.50% · 4.625%
HK$73,700
+HK$4,227/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$138,946/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,727
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$74,678
−HK$1,978/mo
Today · 4.125%
HK$76,656
baseline
▲ 0.50% · 4.625%
HK$80,697
+HK$4,041/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$153,312/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,277 · Scale 2, in force from 26 Feb 2026)