LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,319
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,449
−HK$1,148/mo
Today · 4.125%
HK$38,597
baseline
▲ 0.50% · 4.625%
HK$40,945
+HK$2,348/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,194/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,405
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,488
−HK$1,100/mo
Today · 4.125%
HK$42,588
baseline
▲ 0.50% · 4.625%
HK$44,832
+HK$2,244/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,176/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,583
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,939
−HK$1,377/mo
Today · 4.125%
HK$46,316
baseline
▲ 0.50% · 4.625%
HK$49,134
+HK$2,818/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$92,632/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,486
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,786
−HK$1,319/mo
Today · 4.125%
HK$51,105
baseline
▲ 0.50% · 4.625%
HK$53,799
+HK$2,694/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$102,210/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,847
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,428
−HK$1,607/mo
Today · 4.125%
HK$54,035
baseline
▲ 0.50% · 4.625%
HK$57,323
+HK$3,288/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,070/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,566
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$58,084
−HK$1,539/mo
Today · 4.125%
HK$59,623
baseline
▲ 0.50% · 4.625%
HK$62,765
+HK$3,142/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,246/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,374
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$67,408
−HK$2,066/mo
Today · 4.125%
HK$69,474
baseline
▲ 0.50% · 4.625%
HK$73,701
+HK$4,227/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$138,948/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,728
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$74,679
−HK$1,979/mo
Today · 4.125%
HK$76,658
baseline
▲ 0.50% · 4.625%
HK$80,698
+HK$4,040/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$153,316/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,286 · Scale 2, in force from 26 Feb 2026)