LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,319
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,449
−HK$1,148/mo
Today · 4.125%
HK$38,597
baseline
▲ 0.50% · 4.625%
HK$40,945
+HK$2,348/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,194/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,405
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,489
−HK$1,099/mo
Today · 4.125%
HK$42,588
baseline
▲ 0.50% · 4.625%
HK$44,833
+HK$2,245/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,176/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,583
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,939
−HK$1,377/mo
Today · 4.125%
HK$46,316
baseline
▲ 0.50% · 4.625%
HK$49,135
+HK$2,819/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$92,632/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,486
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,786
−HK$1,319/mo
Today · 4.125%
HK$51,105
baseline
▲ 0.50% · 4.625%
HK$53,799
+HK$2,694/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$102,210/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,847
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,429
−HK$1,607/mo
Today · 4.125%
HK$54,036
baseline
▲ 0.50% · 4.625%
HK$57,324
+HK$3,288/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,072/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,567
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,084
−HK$1,539/mo
Today · 4.125%
HK$59,623
baseline
▲ 0.50% · 4.625%
HK$62,766
+HK$3,143/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,246/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,375
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$67,408
−HK$2,066/mo
Today · 4.125%
HK$69,474
baseline
▲ 0.50% · 4.625%
HK$73,702
+HK$4,228/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$138,948/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,729
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$74,679
−HK$1,979/mo
Today · 4.125%
HK$76,658
baseline
▲ 0.50% · 4.625%
HK$80,699
+HK$4,041/mo
Deposit HK$1.59M · loan HK$14.33M · min. income ≈ HK$153,316/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,292 · Scale 2, in force from 26 Feb 2026)