LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,320
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,450
−HK$1,147/mo
Today · 4.125%
HK$38,597
baseline
▲ 0.50% · 4.625%
HK$40,946
+HK$2,349/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,194/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,405
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,489
−HK$1,099/mo
Today · 4.125%
HK$42,588
baseline
▲ 0.50% · 4.625%
HK$44,833
+HK$2,245/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,176/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,584
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,939
−HK$1,378/mo
Today · 4.125%
HK$46,317
baseline
▲ 0.50% · 4.625%
HK$49,135
+HK$2,818/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$92,634/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,487
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,787
−HK$1,319/mo
Today · 4.125%
HK$51,106
baseline
▲ 0.50% · 4.625%
HK$53,800
+HK$2,694/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$102,212/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,848
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,429
−HK$1,607/mo
Today · 4.125%
HK$54,036
baseline
▲ 0.50% · 4.625%
HK$57,324
+HK$3,288/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,072/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,568
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,085
−HK$1,539/mo
Today · 4.125%
HK$59,624
baseline
▲ 0.50% · 4.625%
HK$62,767
+HK$3,143/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,248/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,376
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$67,409
−HK$2,066/mo
Today · 4.125%
HK$69,475
baseline
▲ 0.50% · 4.625%
HK$73,703
+HK$4,228/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$138,950/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,730
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$74,680
−HK$1,979/mo
Today · 4.125%
HK$76,659
baseline
▲ 0.50% · 4.625%
HK$80,700
+HK$4,041/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$153,318/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,299 · Scale 2, in force from 26 Feb 2026)