LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,322
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,452
−HK$1,147/mo
Today · 4.125%
HK$38,599
baseline
▲ 0.50% · 4.625%
HK$40,948
+HK$2,349/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,198/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,408
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,491
−HK$1,100/mo
Today · 4.125%
HK$42,591
baseline
▲ 0.50% · 4.625%
HK$44,836
+HK$2,245/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,182/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,586
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,942
−HK$1,377/mo
Today · 4.125%
HK$46,319
baseline
▲ 0.50% · 4.625%
HK$49,138
+HK$2,819/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$92,638/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,489
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,790
−HK$1,319/mo
Today · 4.125%
HK$51,109
baseline
▲ 0.50% · 4.625%
HK$53,803
+HK$2,694/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$102,218/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,850
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,432
−HK$1,607/mo
Today · 4.125%
HK$54,039
baseline
▲ 0.50% · 4.625%
HK$57,327
+HK$3,288/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,078/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,571
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,088
−HK$1,539/mo
Today · 4.125%
HK$59,627
baseline
▲ 0.50% · 4.625%
HK$62,770
+HK$3,143/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,254/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,379
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$67,413
−HK$2,066/mo
Today · 4.125%
HK$69,479
baseline
▲ 0.50% · 4.625%
HK$73,707
+HK$4,228/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$138,958/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,734
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$74,684
−HK$1,979/mo
Today · 4.125%
HK$76,663
baseline
▲ 0.50% · 4.625%
HK$80,704
+HK$4,041/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$153,326/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,331 · Scale 2, in force from 26 Feb 2026)