LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,322
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,452
−HK$1,148/mo
Today · 4.125%
HK$38,600
baseline
▲ 0.50% · 4.625%
HK$40,949
+HK$2,349/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,200/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,408
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,492
−HK$1,099/mo
Today · 4.125%
HK$42,591
baseline
▲ 0.50% · 4.625%
HK$44,836
+HK$2,245/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,182/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,587
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,942
−HK$1,378/mo
Today · 4.125%
HK$46,320
baseline
▲ 0.50% · 4.625%
HK$49,138
+HK$2,818/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$92,640/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,490
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,790
−HK$1,319/mo
Today · 4.125%
HK$51,109
baseline
▲ 0.50% · 4.625%
HK$53,804
+HK$2,695/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$102,218/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,851
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,433
−HK$1,607/mo
Today · 4.125%
HK$54,040
baseline
▲ 0.50% · 4.625%
HK$57,328
+HK$3,288/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,080/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,571
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$58,089
−HK$1,539/mo
Today · 4.125%
HK$59,628
baseline
▲ 0.50% · 4.625%
HK$62,771
+HK$3,143/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,256/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,380
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$67,414
−HK$2,066/mo
Today · 4.125%
HK$69,480
baseline
▲ 0.50% · 4.625%
HK$73,708
+HK$4,228/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$138,960/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,735
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$74,685
−HK$1,979/mo
Today · 4.125%
HK$76,664
baseline
▲ 0.50% · 4.625%
HK$80,705
+HK$4,041/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$153,328/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,338 · Scale 2, in force from 26 Feb 2026)