LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,324
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,454
−HK$1,148/mo
Today · 4.125%
HK$38,602
baseline
▲ 0.50% · 4.625%
HK$40,951
+HK$2,349/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$77,204/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,410
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,494
−HK$1,100/mo
Today · 4.125%
HK$42,594
baseline
▲ 0.50% · 4.625%
HK$44,839
+HK$2,245/mo
Deposit HK$7.96M · loan HK$7.96M · min. income ≈ HK$85,188/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,589
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,945
−HK$1,378/mo
Today · 4.125%
HK$46,323
baseline
▲ 0.50% · 4.625%
HK$49,141
+HK$2,818/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$92,646/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,493
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,793
−HK$1,319/mo
Today · 4.125%
HK$51,112
baseline
▲ 0.50% · 4.625%
HK$53,807
+HK$2,695/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$102,224/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,854
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,436
−HK$1,607/mo
Today · 4.125%
HK$54,043
baseline
▲ 0.50% · 4.625%
HK$57,331
+HK$3,288/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,086/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,575
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,092
−HK$1,539/mo
Today · 4.125%
HK$59,631
baseline
▲ 0.50% · 4.625%
HK$62,774
+HK$3,143/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,262/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,384
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$67,418
−HK$2,066/mo
Today · 4.125%
HK$69,484
baseline
▲ 0.50% · 4.625%
HK$73,712
+HK$4,228/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$138,968/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,739
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$74,690
−HK$1,979/mo
Today · 4.125%
HK$76,669
baseline
▲ 0.50% · 4.625%
HK$80,710
+HK$4,041/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$153,338/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,373 · Scale 2, in force from 26 Feb 2026)