LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,325
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,455
−HK$1,148/mo
Today · 4.125%
HK$38,603
baseline
▲ 0.50% · 4.625%
HK$40,951
+HK$2,348/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,206/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,411
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,495
−HK$1,099/mo
Today · 4.125%
HK$42,594
baseline
▲ 0.50% · 4.625%
HK$44,839
+HK$2,245/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,188/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,590
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,945
−HK$1,378/mo
Today · 4.125%
HK$46,323
baseline
▲ 0.50% · 4.625%
HK$49,142
+HK$2,819/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$92,646/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,493
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,794
−HK$1,319/mo
Today · 4.125%
HK$51,113
baseline
▲ 0.50% · 4.625%
HK$53,807
+HK$2,694/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$102,226/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,854
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,436
−HK$1,608/mo
Today · 4.125%
HK$54,044
baseline
▲ 0.50% · 4.625%
HK$57,332
+HK$3,288/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,088/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,575
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$58,092
−HK$1,540/mo
Today · 4.125%
HK$59,632
baseline
▲ 0.50% · 4.625%
HK$62,775
+HK$3,143/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,264/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,384
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$67,418
−HK$2,067/mo
Today · 4.125%
HK$69,485
baseline
▲ 0.50% · 4.625%
HK$73,712
+HK$4,227/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$138,970/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,739
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$74,690
−HK$1,979/mo
Today · 4.125%
HK$76,669
baseline
▲ 0.50% · 4.625%
HK$80,711
+HK$4,042/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$153,338/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,378 · Scale 2, in force from 26 Feb 2026)