LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,326
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,455
−HK$1,148/mo
Today · 4.125%
HK$38,603
baseline
▲ 0.50% · 4.625%
HK$40,952
+HK$2,349/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,206/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,412
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,496
−HK$1,099/mo
Today · 4.125%
HK$42,595
baseline
▲ 0.50% · 4.625%
HK$44,840
+HK$2,245/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,190/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,591
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,947
−HK$1,377/mo
Today · 4.125%
HK$46,324
baseline
▲ 0.50% · 4.625%
HK$49,143
+HK$2,819/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$92,648/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,494
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,795
−HK$1,319/mo
Today · 4.125%
HK$51,114
baseline
▲ 0.50% · 4.625%
HK$53,808
+HK$2,694/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$102,228/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,856
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,438
−HK$1,607/mo
Today · 4.125%
HK$54,045
baseline
▲ 0.50% · 4.625%
HK$57,333
+HK$3,288/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,090/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,577
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,094
−HK$1,539/mo
Today · 4.125%
HK$59,633
baseline
▲ 0.50% · 4.625%
HK$62,777
+HK$3,144/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,266/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,386
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$67,420
−HK$2,066/mo
Today · 4.125%
HK$69,486
baseline
▲ 0.50% · 4.625%
HK$73,714
+HK$4,228/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$138,972/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,741
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$74,692
−HK$1,979/mo
Today · 4.125%
HK$76,671
baseline
▲ 0.50% · 4.625%
HK$80,713
+HK$4,042/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$153,342/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,393 · Scale 2, in force from 26 Feb 2026)