LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,327
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,457
−HK$1,148/mo
Today · 4.125%
HK$38,605
baseline
▲ 0.50% · 4.625%
HK$40,955
+HK$2,350/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,210/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,414
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,498
−HK$1,099/mo
Today · 4.125%
HK$42,597
baseline
▲ 0.50% · 4.625%
HK$44,843
+HK$2,246/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,194/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,593
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,949
−HK$1,378/mo
Today · 4.125%
HK$46,327
baseline
▲ 0.50% · 4.625%
HK$49,145
+HK$2,818/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$92,654/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,497
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,797
−HK$1,320/mo
Today · 4.125%
HK$51,117
baseline
▲ 0.50% · 4.625%
HK$53,811
+HK$2,694/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$102,234/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,858
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,440
−HK$1,608/mo
Today · 4.125%
HK$54,048
baseline
▲ 0.50% · 4.625%
HK$57,336
+HK$3,288/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,096/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,579
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$58,097
−HK$1,539/mo
Today · 4.125%
HK$59,636
baseline
▲ 0.50% · 4.625%
HK$62,780
+HK$3,144/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,272/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,389
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$67,423
−HK$2,067/mo
Today · 4.125%
HK$69,490
baseline
▲ 0.50% · 4.625%
HK$73,718
+HK$4,228/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$138,980/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,745
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$74,696
−HK$1,979/mo
Today · 4.125%
HK$76,675
baseline
▲ 0.50% · 4.625%
HK$80,717
+HK$4,042/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$153,350/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,424 · Scale 2, in force from 26 Feb 2026)