LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,330
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,460
−HK$1,148/mo
Today · 4.125%
HK$38,608
baseline
▲ 0.50% · 4.625%
HK$40,957
+HK$2,349/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,216/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,417
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,501
−HK$1,099/mo
Today · 4.125%
HK$42,600
baseline
▲ 0.50% · 4.625%
HK$44,846
+HK$2,246/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,200/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,596
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,952
−HK$1,378/mo
Today · 4.125%
HK$46,330
baseline
▲ 0.50% · 4.625%
HK$49,149
+HK$2,819/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$92,660/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,500
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,801
−HK$1,319/mo
Today · 4.125%
HK$51,120
baseline
▲ 0.50% · 4.625%
HK$53,815
+HK$2,695/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$102,240/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,862
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,444
−HK$1,608/mo
Today · 4.125%
HK$54,052
baseline
▲ 0.50% · 4.625%
HK$57,340
+HK$3,288/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,104/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,583
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,101
−HK$1,540/mo
Today · 4.125%
HK$59,641
baseline
▲ 0.50% · 4.625%
HK$62,784
+HK$3,143/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,282/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,394
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$67,428
−HK$2,067/mo
Today · 4.125%
HK$69,495
baseline
▲ 0.50% · 4.625%
HK$73,723
+HK$4,228/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$138,990/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,750
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$74,701
−HK$1,980/mo
Today · 4.125%
HK$76,681
baseline
▲ 0.50% · 4.625%
HK$80,723
+HK$4,042/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$153,362/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,466 · Scale 2, in force from 26 Feb 2026)