LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,332
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,462
−HK$1,148/mo
Today · 4.125%
HK$38,610
baseline
▲ 0.50% · 4.625%
HK$40,959
+HK$2,349/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,220/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,419
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,503
−HK$1,099/mo
Today · 4.125%
HK$42,602
baseline
▲ 0.50% · 4.625%
HK$44,848
+HK$2,246/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,204/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,598
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,954
−HK$1,378/mo
Today · 4.125%
HK$46,332
baseline
▲ 0.50% · 4.625%
HK$49,151
+HK$2,819/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$92,664/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,502
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,803
−HK$1,320/mo
Today · 4.125%
HK$51,123
baseline
▲ 0.50% · 4.625%
HK$53,817
+HK$2,694/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$102,246/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,864
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,446
−HK$1,608/mo
Today · 4.125%
HK$54,054
baseline
▲ 0.50% · 4.625%
HK$57,343
+HK$3,289/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,108/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,586
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$58,104
−HK$1,539/mo
Today · 4.125%
HK$59,643
baseline
▲ 0.50% · 4.625%
HK$62,787
+HK$3,144/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,286/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,397
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$67,431
−HK$2,067/mo
Today · 4.125%
HK$69,498
baseline
▲ 0.50% · 4.625%
HK$73,727
+HK$4,229/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$138,996/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,753
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$74,705
−HK$1,979/mo
Today · 4.125%
HK$76,684
baseline
▲ 0.50% · 4.625%
HK$80,726
+HK$4,042/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$153,368/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,492 · Scale 2, in force from 26 Feb 2026)