LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,333
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,463
−HK$1,149/mo
Today · 4.125%
HK$38,612
baseline
▲ 0.50% · 4.625%
HK$40,961
+HK$2,349/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,224/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,420
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,504
−HK$1,100/mo
Today · 4.125%
HK$42,604
baseline
▲ 0.50% · 4.625%
HK$44,850
+HK$2,246/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,208/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,600
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,956
−HK$1,378/mo
Today · 4.125%
HK$46,334
baseline
▲ 0.50% · 4.625%
HK$49,153
+HK$2,819/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$92,668/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,504
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,805
−HK$1,320/mo
Today · 4.125%
HK$51,125
baseline
▲ 0.50% · 4.625%
HK$53,820
+HK$2,695/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$102,250/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,866
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,449
−HK$1,607/mo
Today · 4.125%
HK$54,056
baseline
▲ 0.50% · 4.625%
HK$57,345
+HK$3,289/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,112/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,588
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,106
−HK$1,540/mo
Today · 4.125%
HK$59,646
baseline
▲ 0.50% · 4.625%
HK$62,790
+HK$3,144/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,292/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,400
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$67,434
−HK$2,067/mo
Today · 4.125%
HK$69,501
baseline
▲ 0.50% · 4.625%
HK$73,730
+HK$4,229/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$139,002/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,757
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$74,708
−HK$1,979/mo
Today · 4.125%
HK$76,687
baseline
▲ 0.50% · 4.625%
HK$80,730
+HK$4,043/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$153,374/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,518 · Scale 2, in force from 26 Feb 2026)