LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,335
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,465
−HK$1,149/mo
Today · 4.125%
HK$38,614
baseline
▲ 0.50% · 4.625%
HK$40,963
+HK$2,349/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,228/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,422
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,507
−HK$1,099/mo
Today · 4.125%
HK$42,606
baseline
▲ 0.50% · 4.625%
HK$44,852
+HK$2,246/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,212/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$597,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,602
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,958
−HK$1,378/mo
Today · 4.125%
HK$46,336
baseline
▲ 0.50% · 4.625%
HK$49,156
+HK$2,820/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$92,672/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,507
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,808
−HK$1,320/mo
Today · 4.125%
HK$51,128
baseline
▲ 0.50% · 4.625%
HK$53,823
+HK$2,695/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$102,256/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,869
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,451
−HK$1,608/mo
Today · 4.125%
HK$54,059
baseline
▲ 0.50% · 4.625%
HK$57,348
+HK$3,289/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$108,118/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,591
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,109
−HK$1,540/mo
Today · 4.125%
HK$59,649
baseline
▲ 0.50% · 4.625%
HK$62,793
+HK$3,144/mo
Deposit HK$4.78M · loan HK$11.15M · min. income ≈ HK$119,298/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,403
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$67,438
−HK$2,067/mo
Today · 4.125%
HK$69,505
baseline
▲ 0.50% · 4.625%
HK$73,734
+HK$4,229/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$139,010/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,760
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$74,712
−HK$1,979/mo
Today · 4.125%
HK$76,691
baseline
▲ 0.50% · 4.625%
HK$80,734
+HK$4,043/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$153,382/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,550 · Scale 2, in force from 26 Feb 2026)