LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,338
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,468
−HK$1,148/mo
Today · 4.125%
HK$38,616
baseline
▲ 0.50% · 4.625%
HK$40,966
+HK$2,350/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,232/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,425
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,510
−HK$1,099/mo
Today · 4.125%
HK$42,609
baseline
▲ 0.50% · 4.625%
HK$44,855
+HK$2,246/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,218/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,605
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,962
−HK$1,378/mo
Today · 4.125%
HK$46,340
baseline
▲ 0.50% · 4.625%
HK$49,159
+HK$2,819/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$92,680/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,510
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,811
−HK$1,320/mo
Today · 4.125%
HK$51,131
baseline
▲ 0.50% · 4.625%
HK$53,826
+HK$2,695/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$102,262/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,873
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,455
−HK$1,608/mo
Today · 4.125%
HK$54,063
baseline
▲ 0.50% · 4.625%
HK$57,353
+HK$3,290/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,126/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,595
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,113
−HK$1,540/mo
Today · 4.125%
HK$59,653
baseline
▲ 0.50% · 4.625%
HK$62,798
+HK$3,145/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,306/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,408
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$67,442
−HK$2,068/mo
Today · 4.125%
HK$69,510
baseline
▲ 0.50% · 4.625%
HK$73,739
+HK$4,229/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$139,020/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,766
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$74,717
−HK$1,980/mo
Today · 4.125%
HK$76,697
baseline
▲ 0.50% · 4.625%
HK$80,740
+HK$4,043/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$153,394/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,593 · Scale 2, in force from 26 Feb 2026)