LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,338
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,469
−HK$1,148/mo
Today · 4.125%
HK$38,617
baseline
▲ 0.50% · 4.625%
HK$40,967
+HK$2,350/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$77,234/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,426
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,510
−HK$1,100/mo
Today · 4.125%
HK$42,610
baseline
▲ 0.50% · 4.625%
HK$44,856
+HK$2,246/mo
Deposit HK$7.97M · loan HK$7.97M · min. income ≈ HK$85,220/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$597,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,606
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,963
−HK$1,378/mo
Today · 4.125%
HK$46,341
baseline
▲ 0.50% · 4.625%
HK$49,160
+HK$2,819/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$92,682/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,511
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,812
−HK$1,320/mo
Today · 4.125%
HK$51,132
baseline
▲ 0.50% · 4.625%
HK$53,828
+HK$2,696/mo
Deposit HK$6.37M · loan HK$9.56M · min. income ≈ HK$102,264/mo (50% DSR)
Upfront cash ≈ HK$6.97M (deposit + AVD stamp duty HK$597,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,874
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,456
−HK$1,608/mo
Today · 4.125%
HK$54,064
baseline
▲ 0.50% · 4.625%
HK$57,354
+HK$3,290/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$108,128/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,597
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$58,114
−HK$1,540/mo
Today · 4.125%
HK$59,654
baseline
▲ 0.50% · 4.625%
HK$62,799
+HK$3,145/mo
Deposit HK$4.78M · loan HK$11.16M · min. income ≈ HK$119,308/mo (50% DSR)
Upfront cash ≈ HK$5.38M (deposit + AVD stamp duty HK$597,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,409
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$67,444
−HK$2,067/mo
Today · 4.125%
HK$69,511
baseline
▲ 0.50% · 4.625%
HK$73,740
+HK$4,229/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$139,022/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,767
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$74,719
−HK$1,979/mo
Today · 4.125%
HK$76,698
baseline
▲ 0.50% · 4.625%
HK$80,741
+HK$4,043/mo
Deposit HK$1.59M · loan HK$14.34M · min. income ≈ HK$153,396/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$597,605 · Scale 2, in force from 26 Feb 2026)